UK/Eire Commercial Liability

Our UK and Irish Liability Insurance team provides employers', public and products liability coverage for assureds domiciled in both the UK and the Republic of Ireland. We write package policies which encompass all of the covers above in one policy.  Alternatively we are able to offer Employers' Liability as a stand alone policy.

Our clients include medium to large sized commercial and industrial risks in the manufacturing, engineering, construction, service and transport sectors.  We offer both our own standard policy wordings or bespoke policy wordings for clients with specific coverage needs. We work closely with our claims adjusters and rehabilitation is at the centre of our claims handling philosophy.  For more information read Rehabilitation Management at Aspen.

Our products include:

Employers' Liability

We provide coverage for when an insured becomes legally liable to pay for damages in respect of bodily injury caused to an employee.

Public Liability

We provide coverage for damages arising out of or in connection with accidental bodily injury to third parties or accidental loss of or damage to third party property arising out of the insured's business.

Product Liability

We offer insurance for when an insured becomes legally liable to pay for damages arising out of, or in connection with, accidental bodily injury to third parties or accidental loss of, or damage to, third party property in connection with the insured's business and caused by any product, which includes goods or products manufactured, installed, supplied, repaired, serviced, sold or supplied by the insured and after they have left the insured's care, custody or control.

Pollution Liability

We cover sums for which an insured becomes legally liable to pay for damages arising out of, or in connection with, accidental bodily injury to third parties or accidental loss of, or damage to, third party property arising out of pollution.  However, the insured must be able to demonstrate that such pollution was the direct result of a sudden, specific and identifiable incident.

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